Financial Literacy Fact
The road to financial independence for today’s youth stretches out farther than ever before, with 41% of so-called “sandwich generation” parents continuing to provide at least some financial support...
View ArticleTeaching Your Teen to Be Smart with Finances
Teaching teens to be smart with money can be difficult. Generally, teenagers have not yet learned how to think past their daily lives, and we all know there is a great deal of drama in a teenager’s...
View ArticleFinancial Literacy Fact
Finances are the #1 reason that students withdraw from college and what gives them the most stress.
View ArticleAsk for a Raise or Reduce Your Spending: Which Will Pay Off the Most?
There are two main ways you can free up money each month. One of these is to ask for a raise at work. The second is find ways to reduce spending. Either method should give you more money on a monthly...
View ArticleFinancial Literacy Fact
37% of adults interviewed say they learned basic money management on their own. Mothers were the primary source for 25% of respondents, while 22% learned about personal finance from their fathers.
View ArticleReconsidering Household Expenses: What Is Necessary and What Is Not
Unnecessary household expenses are often the biggest drain on a monthly budget. If you have never taken the time to evaluate your spending habits, you have no way of knowing how much money you are...
View ArticleFinancial Literacy Fact
The 2010 Back to School Survey conducted by Visa revealed that 93% of Americans believe all high school students should be required to take a class in financial education.
View ArticleA Few Reasons Why You Need to Be Giving Kids an Allowance
For most people, deciding to give a child an allowance can be a tough decision. There are arguments that an allowance is a great learning tool for children, but there are also those who feel an...
View ArticleAfter You Get Out of Debt: How to Stay Debt Free
Finding yourself in debt is a tough situation, because it can feel nearly impossible to work your way to financial freedom. It does take hard work and quite a bit of elbow grease to get out of that...
View ArticleFinancial Literacy Fact
A 2011 Capitol One survey of graduating college seniors revealed that, 66% say that having student loans to repay will have an influence on the job they take or the career they pursue.
View ArticleCreating a Successful Family Vacation Fund
When people struggle with a strict budget, one of the first things they cut would be the family vacation. However, there are reasons for taking even a small trip each year. Not only does it help you...
View ArticleFinancial Literacy Fact
In 2007, 72% of 18-year-olds had savings accounts. In 2011, only 58% have accounts.
View ArticleHow to Pay for Your Child’s College the Smart Way
In one study, the cost for an average college student for tuition, books, boarding, and food is around $15,000 a year. When added all together, the final expense for a four year degree will be around...
View ArticleFinancial Literacy Fact
Personal bankruptcies nearly doubled in the past decade, including more than 1.6 million people who filed for personal bankruptcy in 2003.
View ArticleRebuilding Your Life After You Get Out of Debt
Debt isn’t something that goes away quickly. That means if you have recently gotten your life back, then you probably spent years working with strict budgets and sacrifices because you had to pay off...
View ArticleSummer Sunshine: Ways for Kids to Budget Money this Summer
Summer is a time of spending. Whether you are laying around on white sand beaches in a tourist town or hopping from one summer camp to another, there is no doubt that your child’s extra time comes...
View ArticleCreative Ways to Teach Financial Literacy
It’s a new school year and you’re wondering what are some creative ways to teach the new financial literacy requirement for TEKS. Well whether you’re a 1st grade teacher or 5th grade teacher here are...
View ArticleModern Worries
Then v Now Flashback to 1870 in America and the primary concern for educators was literacy. Now fast forward to 2014 and we see a new push for literacy, only this time it’s for a deeper understanding...
View ArticleKid Masters of Money
Malcom Gladwell argues that to learn something well, you have to spend at least 10,000 hours on the subject before it has been mastered. This sounds like a daunting task, but a child starts...
View ArticleChina V US
The bustling city of Shanghai is the heart of China’s rapid economic and commercial growth. With a residential population of 23,019,200, this area is a crown jewel of the country’s success. The large...
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